Why become an entrepreneur
Design your life with the end game in mindRead more>
Author, Untrapped: Freedom Manifesto
This is the Time and PPLSI is the Place
Network Division President Don Thompson Leads From ExperienceRead more>
Network Division President
Passive income startswith a good team
Financial success is built one connection at a timeRead more>
Million Dollar Earner
Yes, it’s possible to earn sizeable income in your spare timeRead more>
Author, Untrapped: Freedom Manifesto
How ‘Ladies of Justice’ group is empowering and energizing womenRead more>
Senior Network Vice President
Top Reasons PPLSI is the best home-based business
Circle of Champions
>> Coach Fard Bell, California
Coach Fard was looking for a well-established, home-based business with massive opportunity for growth. PPLSI checked all his boxes.
Life-long learner Coach Fard Bell teaches others his formula for successCoach Fard Bell lives up to his name. He believes success starts with being coachable and is fully achieved when you can turn around and coach others to be successful, too. For Coach Fard, his PPLSI success journey started as a 19-year-old student who had never heard of network marketing before. “I had a big dream and an empty bank account,” he says. While he was solidly on the only path to success he’d heard of — go to college, get a job, work hard and wait for promotions and higher salaries to come with them — he quickly learned that working for others is a great way to make your boss rich. “I heard a wise person say, ‘No matter how good your job is, until you own your own business, you are working to make the owners wealthy instead of working to make your own family wealthy,’” Coach Fard says. “As hard as that was for me to hear, that was my wake-up call. That was when I found the formula that set me free.” His formula? “Find a home-based business that is well established, not easy to duplicate and has massive opportunity for long-term growth,” he says. “There is no work-from-home opportunity that meets all of my criteria better than PPLSI.” Since joining in 1999, Coach Fard has built a successful business and team, become a work-from-home dad, a best-selling author and he is pursuing his dreams of becoming a successful coach.
>> KAREN BEVERLY, MARYLAND
Maryland resident Karen Beverly loves being able to help others with the memberships offered by PPLSI.
Single mom got tired of being away from her daughter to earn an incomeWhen Karen Beverly heard about PPLSI in 1999 from her brother-in-law Darnell Self, it just clicked. “I saw the value in getting legal advice from a proactive and not reactive place,” Karen explains. “Our services help people with issues ranging from trivial to traumatic.” Before Karen joined the PPLSI movement, she was a single mother working a full-time job in HR. “I liked what I did, but I didn’t like being away from my daughter to provide for her,” Karen says. She started sharing PPLSI’s services with family and friends on the side. Those happy customers gave referrals, and her business started to take off. She started off timid. “I used to just throw down a business card and hope they called me,” Karen says. “But I got better through practice, and eventually I was talking to everyone about it with confidence.” One of the best days in Karen’s PPLSI journey was when she quit her office job to pursue network marketing full time. Twenty-three years later, Karen is still a force in PPLSI. Her tools of choice include Zoom meetings, the PPLSI apps, and social media. Not only has her confidence and income grown, she has set her daughter up for success in life — buying her a car, paying her way through college, and being an active part of her grandson’s life. The travel and community Karen has gained through PPLSI are the icing on the cake. “I am so grateful I said yes,” Karen says
>> BRIAN & MELISSA CARRUTHERS, VIRGINIA
Brian Carruthers became a stay-at-home dad thanks to passive income through PPLSI.
From real estate to real money-earning potential through residual and leveragedBrian Carruthers thought he had life figured out as a 28-year-old real estate agent, but then he was introduced to the concepts of residual and leveraged income. “Real estate agents have neither,” Brian says. Brian started thinking about what his dreams would be, and he realized he was not living it. “I wanted more. I wanted an opportunity to earn a big income, and I wanted to enjoy it. I knew few people who had both at the same time,” he says. Then Brian was shown the PPLSI business model, and he was blown away. He chose to get started part time. “Plenty of people told me I was dumb, crazy and wouldn’t succeed,” he says. Brian proved them wrong by earning his first million by the time he was 30. “No compensation plan can touch PPLSI,” Brian says. “We have the most effective tools and a system that makes the business turnkey.” Because of PPLSI, Brian is a stay-at-home dad alongside his wife, Melissa, and sons Talan, Colton and Aiden. “I will not miss my children growing up like many parents because I can plan the schedule for my business,” Brian says. Brian and his family have traveled to 23 countries since being in PPLSI, making lifetime memories and continuing to earn money while on these trips. “I could have never made this kind of passive income in real estate,” Brian says. “And what’s most important, I have helped hundreds retire from their jobs.”
>> ELIZABETH GARDNER, SOUTH CAROLINA
Elizabeth Gardner seeks to inspire women in all of life’s stages with her work in PPLSI’s “Ladies of Justice.”
PPLSI empowers widow with income, flexibility and loving communityElizabeth Gardner’s entrepreneurial roots run deep. Before starting their home-based business, she and her husband grew a law practice in South Carolina with six offices which won national awards for their marketing. When Elizabeth and John heard about PPLSI in 1998, they saw the game-changing opportunity to residual income and a life that would be more flexible and fulfilling. Elizabeth was consistent in sharing the business and following up. “That consistency built momentum,” she says. Eventually, her hard work paid off and she was making a great income and traveling frequently. Years later, when John was diagnosed with cancer, she put his care as her first priority. “When I was in the hospital with John, I saw patients by themselves, and I knew that wasn’t how they wanted it to be. But the other spouse had to stay back and work in order to keep their insurance. It reminded me that this opportunity gives you options.” Elizabeth felt so much love and support from her PPLSI family, and it buoyed her up. When John passed in 2020, Elizabeth became a 53-year-old widow. “I never thought this would be my situation,” she says “It helped me recognize the empowerment the business has given me.” PPLSI has brought countless freedoms to Elizabeth and her family the ability to pay for her children’s education and travel with them, but more than that, create a life that is abundant in opportunity. Elizabeth is eternally grateful for the way her PPLSI business prepared her to thrive in all of life’s seasons.
>> ALEX & JACKIE KOTEI, MARYLAND
Jackie and Alex Kotei brought their passion for life to PPLSI.
Maryland couple adds PPLSI to their lives in addition to boxing and media relationsJackie Kotei had already found her entrepreneurial passion by the time a friend introduced her husband to PPLSI. A former news anchor, Jackie had started a media relations business dedicated to helping mission-driven entrepreneurs get their stories told. Alex was a manager of boxers. While he loved the work — and continues to do it today — it was seasonal and meant Alex had periods of downtime where he was looking for business opportunities. “When we went to PPLSI, I was mainly excited because I thought it would be something good for my husband to fill in gaps in boxing training,” Jackie says. “I wasn’t interested. I thought I needed to do something that was ‘my calling’ and I couldn’t see the ‘both-and’ side of it.” But after attending their first convention in Salt Lake City, Alex and Jackie each dived in to the PPLSI opportunity. “She saw the vision after that,” Alex says. For the Koteis, PPLSI was about more than legal services or even owning a home-based business. “This is a winning environment,” Jackie says. “You are able to be celebrated for accomplishments even at the most basic levels. No win is too small.” Celebrating success rang familiar to the boxing manager and public relations pro. And it felt good on the receiving end, too. “This has been more fun than I thought it would be,” Jackie says. “It’s nice to connect with great people and be rewarded for doing the things you need to do anyway to have a successful business.”
>> CHIP HUMPHREY, FLORIDA
Chip Humphrey was a professional diver for 13 years before diving into his love for network marketing.
Chip Humphrey dives head first with PPLSI’s exciting business opportunityChip Humphrey isn’t afraid to take risks and to dive into goals. In fact, a quick YouTube search for Chip is highlighted by world-championship cliff diving in Mexico and high-tower dives into a small pool in Hong Kong. From 1977 to 1990, Chip made his money as a professional diver, competing and performing in 22 countries around the world. “I am blessed and highly favored,” Chip says. “I got paid to travel around the world, care-free and with the chance to see so many amazing things.” However, marriage and fatherhood brought a desire to settle down and to find a career that would enable him to be there for his wife and children. He dove into teaching and was a physical education and health educator before eventually becoming an assistant principal at a large high school in Florida. “I loved working in education,” Chip says. “I was passionate about it, but the money sucked.” It was through a friend he first looked at starting a home-based business as a way to supplement his assistant principal salary with money that would allow him to follow non-educational pursuits. Eventually, he found PPLSI and became passionate about the continuing education the company provides. Plus, the ability to make good money in PPLSI and enabled him to retire in 2016. “I follow my passions,” Chip says. “I’m driven by excitement, and the opportunities for growth and travel in PPLSI are exciting.”
>> JOHN & DARCY HOFFMAN, TENNESSEE
Darcy and John Hoffman are always on the go for fun and for work — together.
PPLSI gave Darcy and John a scenario where everyone can winBefore becoming entrepreneurs, Darcy Hoffman was a traditional entrepreneur. She built a business with a great team. When she sold the company, she realized she was the only one who benefited. “It was then that I became open to the idea of direct sales,” Darcy says. “Because I saw it was a model where everyone can win.” For Darcy’s husband, John, it was a corporate America downsizing that got him excited about the idea of entrepreneurship. “I looked at life differently,” he says. “I started studying business owners. Their success left clues.” Together, the couple decided to take on building a business with PPLSI. They sought out mentors and made a decision to be humble and teachable. That mindset and the couple’s “take action” personalities made for a booming business. They lived by four steps: use the product, share the product, coach, and duplicate. Now, 30+ years later, their business has been sustainable due in large part to truly believing in PPLSI’s services. Not only do they love the products, they only seek out others who love them as well. “We would never be involved with a company or product without a value proposition that doesn’t stand tall,” John says. Their success has allowed them to give back to charity, be heavily involved in their daughters’ athletic dreams, and achieve personal goals like John becoming a pilot. “It has allowed us to keep our family together and make a difference while making a living,” Darcy says.
>> CLIFF MALLOY, NEW YORK
Cliff Malloy went from living paycheck to paycheck — to becoming financially successful with PPLSI.
Cliff Malloy rises because of the confidence he found in the PPLSI opportunityBefore partnering with PPLSI, Cliff Malloy was living paycheck to paycheck from his two jobs. “Money was tight,” he says. “I was broke every day.” This father of three young boys looked at starting a home-based business as a chance to supplement his income from the two jobs, but he didn’t find success in his first attempts in the industry. However, a fortuitous call from a friend changed things for Cliff. “A friend of mine from Texas, who I had worked with in the past, called me on the phone and asked if I had heard of PPLSI,” Cliff says. “I told him, ‘Yes, I’ve heard of it — and I’m not interested.’” But then, the friend said something that changed everything. He told Cliff that people were working with PPLSI part time, some of them without a high school diploma, and were changing their future. That confidence of opportunity was all Cliff needed. He didn’t have to be the smartest person in the room with an advanced degree to be successful. “I became a member right away,” Cliff says. “I immediately thought of other families and business owners who would likely become members, too.” Cliff found increased income, but his bank account isn’t the only thing that changed. “They say, ‘Set a goal to become a millionaire. Not just for the money, but for the person you’ll need to become along the way,’” Cliff says. “With PPLSI, I’ve been blessed to earn an incredible income and become a better person at the same time.”
>> MIKE HUMES, WASHINGTON, D.C.
It took two introductions to PPLSI before Mike Humes believed it was a true possibility
Former mailman delivers PPLSI opportunities and single-father inspirationMike Humes is a single father of two who is at every recital and school event, thanks to the flexibility of PPLSI. Mike was the youngest inductee into the company’s Millionaire’s Club at age 32. Now at age 49, he runs a non profit with his friend, Darnell Self, who also happens to be the person who introduced Mike to PPLSI in the first place. Together, they cheer each other on in their love of PPLSI. Mike’s success is noteworthy, but his backstory makes it all the more memorable. Prior to PPLSI, Mike’s only interaction with the law was on his postal worker route as he delivered mail to attorneys and law firms in Washington, D.C. “I started delivering mail at age 21 and had been working as a postal worker for five years,” Mike says. “It was during this time I first heard about PPLSI, and I thought it was way too good to be true.” Two years later, Mike heard about PPLSI again. “This time, I gave it a try and was able to build a successful business and team,” Mike says. No stranger to work, Mike has been bringing in income since age 13 to supplement the single-parent household where he was growing up. Now, being able to provide for his daughters brings him security and a sense of satisfaction. “My favorite thing about PPLSI is the opportunity to grow,” he says. “The association is filled with amazing people who desire to serve others. Many people are stressed out about the legal justice system. This gives a voice to the voiceless.”
>> MARK & JENNIFER RICHES, TENNESSEE
Mark and Jennifer Riches thought PPLSI sounded too good to be true. He’s never been happier to be wrong.
From Rags to Riches: The journey from a small apartment to a million-dollar ranchMark Riches’ name is what we call foreshadowing. But first, he had to experience “rags.” Living in an apartment with five children in New Orleans, Mark and Jennifer were accumulating debt quickly. Mark was earning $1,500 per month, and the couple would spend more than that to keep the family fed and warm. Fast forward to today, and Mark is glad he made the decision to begin a home-based business. He lives in a million-dollar ranch in Tennessee surrounded by his land, 10 children and 16 grandchildren. How did he do it? PPLSI. “I met someone who was selling PPLSI to police departments in Louisiana,” Mark says. “Because I thought it was too good to be true, I went with him to one of his presentations. After I saw what PPLSI was, I couldn’t resist.” Mark’s core motivation is helping others. “What really drives me is helping others to have financial success. I love helping people change their financial future,” Mark says. Unfortunately, Mark has seen some let fear get in the way and people miss out on opportunities. “Don’t let your doubts keep you out of the business. Stay focused on the fact that it works for so many people,” Mark advises. “It is easy to get frustrated at first, but it gets easier as you learn the business. When you put in the time and learn how to do it, it works. I’m excited to be part of the PPLSI Millionaire Club. This is an opportunity that changed my entire life for the better.”
>> KIM MELIA, MEXICO >> MIKE MELIA, FLORIDA >> STEVE MELIA, NORTH CAROLINA
The Melia team’s reach is expansive: Steve lives in North Carolina, Mike lives in Florida and Kim lives in Mexico.
Tried-and-true trio builds on collective strengthsTo sum it up succinctly — the Melia team works hard and plays even harder. Brothers Mike and Steve became entrepreneurs in the late 1990s and fell in love with the industry. A few years later, they decided to partner with PPLSI and have never looked back. When they added Kim to the mix, the trio found their groove. “We all have our different strengths, but it has been a blessing to have a partnership where we have each other’s back and learn from each other,” Kim says. One of the biggest drivers of success has been each team member sharing his or her own transformation story. For Mike, it was about finding financial success with PPLSI in his 40s and then being able to fund his children’s college education dreams. For Kim, it was about getting out of a job she hated, finding passion in her work, and heading up the team’s nonprofit “Work, Play, Love.” Steve models time freedom as he travels the world watching his favorite sports teams while still earning a significant income. After 20+ successful years with PPLSI, the team agrees that their keys to success are simple — daily calls, attending events, and focusing on helping people with the company’s services. “This industry is all about doing the little things every day with a great attitude,” Mike says. While their path hasn’t been easy, the rewards are sweet. “We are now at a point where this work is bigger than a paycheck,” Steve says. “We give people access to information that can change their lives, and we have fun doing it.”
>> NICK & GAYLE SERBA, GEORGIA
Nick and Gayle Serba accomplished their dream of owning a mountain home.
A business built for two + their four sonsWhen Nick and Gayle Serba joined PPLSI almost 30 years ago, it was a part- time gig. Nick was busy running his insurance business, and Gayle had created successful personal development programs. “It evolved and as we put more time into it, we got bigger results,” Nick explains. The Georgia couple became major catalysts of the company’s growth in the southern United States. They traveled and taught thousands of people about PPLSI’s legal services. Gayle (a former Mrs. Georgia) noticed there were very few women coming to the meetings and she wanted to change that. She helped create a women’s group within the company called “Ladies of Justice.” She introduced women to a more relaxed method of sharing the business over a playdate at the park. The group flourished and is still going strong today. Nick and Gayle were also simultaneously raising four sons who have all become involved in the business as well. The couple traveled to many places through the company’s incentive trips and always made it a priority to stay a few extra days to relax and recharge together. One of the couple’s big goals was to build a home in the mountains. “Every time I got in the car to go to an event or a meeting, I thought about that mountain home,” Gayle says. Gayle got her gorgeous mountain home and has helped many other people achieve their goals through PPLSI.
>> LIZ & DAVID LEQUEUX, CALIFORNIA
Liz Lequeux and her husband, David, love the personal growth they’ve found in PPLSI
Jumping at the right opportunity didLiz Lequeux gives PPLSI all the credit for providing her the tools to rise above her station in life. “When I was 24, I was working at a health club selling gym memberships and had $40,000 in credit card debt,” Liz says. “I made some bad financial decisions. I had moved from a small town to Los Angeles, had no money, was working paycheck to paycheck and my schedule was crazy.” This began to change when Liz met Brian Carruthers at a restaurant. She couldn’t believe how incredible the PPLSI opportunity was. Liz started telling everyone about PPLSI because she believed everyone needed to hear about the legal services membership for a low monthly fee. After spreading the message of PPLSI, Brian showed her how she could be getting paid for sharing. “PPLSI has given me so much,” Liz says. “I started chipping away at my debt. Month by month and year by year, I have become debt free. I started saving and investing.” Along with that, Liz and her husband, David, are closing on a spacious new home with six bedrooms. PPLSI has given Liz financial stability so her husband could retire and they can travel. (Her favorite reward trip was to Hawaii. Aloha, PPLSI!) Liz encourages everyone she knows to join PPLSI. “The personal growth you find here is equal in importance to the financial growth, and the team is filled with people who help you grow yourself and your business,” Liz says.
>> DARNELL & TRACI SELF, MARYLAND
Darnell and Traci Self celebrate every step of the way for themselves and others.
PPLSI opens the door for profit — and for building non-profitsDarnell and Traci Self are natural givers. They are genuinely interested in and motivated by the outrageous success of others. Helping others find success is the passionate daily pursuit and has led them to meet their own financial goals. “I’m a person who likes to seecommunities thrive,” Darnell says. “It is about more than just impacting my own life, but also impacting the lives of other people.” That ability to celebrate the raising up of others was one of the things that helped Darnell recognize that PPLSI was a different opportunity than others he’d explored before. In fact, within one month, he’d already seen people he introduced to the business make more than him. “With PPLSI, I could introduce them to the opportunity and then be rewarded for their success,” Darnell says. “Other companies pay you when they sign up or if they buy the product. This company rewards you for their success.” This success-first approach — combined with the one-of-a-kind product — made sharing the business easy. And the team celebrates wins. “Success comes one step at a time, but every step should be celebrated,” Darnell says. The success Darnell and Traci have found has enabled them to build their community in other ways, too. The pair have supported their children on mission trips, and Darnell started a non-profit called Fertile Ground with his best friend, Michael Humes.
Making money while helping others
Making a living making a difference
You don’t need an impressive resume or years of experience to become a PPLSI associate. If you have determination to succeed while empowering the public with legal protection, you have what it takes.Read More>
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We can’t do much about death. But taxes?
Home-based businesses offer tax advantages that save money and open opportunities for deductions and increased wealthRead More>
Why you shoud start your own leveraged-income business
Residual income is the key to wealth
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Every journey to PPLSI has its own plot line and characters.
Spoiler alert! These stories all have the same happy plot twist.